Independent Financial Adviser · Solihull
Straightforward Independent Financial Advice for Your Life & Retirement
Based in Solihull, Matt Warren (DipPFS) provides clear, jargon-free wealth management, pension planning and tax-efficient strategies, helping individuals, families and businesses secure their financial future with confidence.
- 5.0 · 4 Google reviews
- 15+ years’ experience
- FCA regulated via ValidPath (FRN 197107)
- Free 30-min consultation
Independent Guidance Backed by Proven Community Trust
- 5.0 ★Google rating from 4 client reviews
- 15+Years in financial services
- £250k+Raised for local charities with Solihull Round Table
- 100%Independent, whole-of-market advice. FCA FRN 197107 via ValidPath
Areas of advice
Outcome-Led Financial Planning & Wealth Management
Managing your future can be time-consuming. We simplify things by looking after every part of your financial wellbeing, from investments, retirement planning, pension advice and protection to later life advice.
Pensions & Retirement
Bring old pension pots together, choose between flexi-access drawdown, phased retirement and annuities, and get ready for the April 2027 inheritance tax changes.
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Investment Planning
ISAs, Junior ISAs, personal pensions and bonds, matched to your time horizon and spread across shares, fixed interest, property and cash. ESG options available.
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Wealth Management
Investments, tax, pensions and estate planning joined up in one plan to safeguard, grow and preserve your wealth across generations.
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Family Protection
Life cover, family income benefit, critical illness and income protection, so the people you care about stay secure if the unthinkable happens.
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Tax & Estate Planning
Plan around Income Tax, Capital Gains Tax and Inheritance Tax with lifetime gifting, trusts and a clear plan for the estate you have worked hard to build.
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Business Advice
Directors’ pensions with Corporation Tax relief, key person and shareholder protection, group pensions and employee benefits.
Read moreLife stages
Financial Guidance for Every Stage of Life
Your goals and your attitude to risk change as life moves on. Pick the stage closest to yours to see what we usually look at together.
Starting out
Accumulators
Young adults, young professionals and new families.
- Clearing unsecured debts and student loans
- Building a savings habit early to benefit from long-term compounding
- Saving for a property deposit and buying a first home
- Family protection: income replacement and life cover
- Long-term savings for your children’s education
Your peak earning years
Building for Retirement
Usually your 40s to mid-50s: salary nearing its peak, children growing independent, the mortgage well reduced.
- A realistic assessment of how much you will need in retirement
- Making full use of pension annual allowances and ISA contributions
- Contingency buffers for redundancy, serious illness or a move
Five to ten years to go
Approaching Retirement
Pre-retirees within 5–10 years of their target retirement date.
- Housing: mortgage-free, an outstanding balance, or renting
- Clearing debts before earned income stops
- Phased retirement and moving to part-time work
- Adding up pension pots, private investments and your State Pension
- Whether to delay retirement or de-risk your investments
Making it last
In Retirement
Retired or semi-retired and drawing benefits.
- Managing withdrawals so your money lasts a retirement of several decades
- Gifts or mortgage help for adult children
- Travel, leisure and personal ambitions within a safe budget
- Proactive Inheritance Tax and estate planning
- Regular reviews of withdrawal rates against inflation and markets
Looking after the next chapter
Later Life Planning
Older retirees and their adult children.
- Efficient access to remaining pension and investment funds
- Downsizing the family home
- Planning for long-term care fees and assisted living
- Reducing probate and Inheritance Tax for your beneficiaries
- Making sure valid Wills and Lasting Powers of Attorney are in place
How it works
Our 6-Step Financial Planning Pathway
From the first conversation to years of reviews, you always know where you are. We build an in-depth needs analysis around your circumstances today and your plans for tomorrow, whether that is a short-term strategy or a plan for life.
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Step 1 of 6
Getting to Know You
We talk through your personal and financial objectives and how we can help you reach them.
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Step 2 of 6
Information Gathering
We record your full financial picture with a Fact Find and an Investment Risk Questionnaire.
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Step 3 of 6
Research & Analysis
We review your existing pensions, investments and policies, find the gaps and build an action plan.
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Step 4 of 6
Presenting Your Financial Plan
We present tailored recommendations tied to the objectives we agreed, and explain every one of them.
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Step 5 of 6
Implementing Your Plan
We complete and submit the application paperwork and documents, and manage any transfers for you.
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Step 6 of 6
Ongoing Review
We track how your plan is doing and adjust it as your life and your goals change.
Step one costs nothing. If we are not the right fit, you leave with a clearer picture and no obligation.
Book Your Free Consultation
Meet your adviser
Meet Your Independent Adviser: Matt Warren DipPFS
“As an Independent Financial Adviser based in Solihull, my aim is to work closely with my clients to develop a trusted working partnership with them in order to deliver both excellent value and quality straightforward advice for the long term.”
- Over 15 years in financial services, and Director of Warren Wealth Limited for over 5 years.
- Diploma in Financial Planning (DipPFS). Appointed Representative of ValidPath Limited, FCA FRN 197107.
- Meets you at home across Solihull and Birmingham, at a pace that suits you.
- Active Solihull Round Table volunteer, helping run the annual charity fireworks and the December Santa Sleigh tour.
Client reviews
What Our Clients Say
Just want to say thanks to Matt at Warren Wealth following our call for help and advice at the time of my Wifes retirement. Matt called back immediately even though he was on holiday abroad ! and arranged a home visit, at which he gave us invaluable information and advice regarding our various pension schemes, retirement planning and tax implications thereof. Matts experience and manner gave us the confidence to make decisions we had been putting off for lack of knowledge and we both feel relieved things have moved forward.
I had the pleasure of meeting with Matthew Warren, my dad financial advisor.. outstanding service all the way. A man of excellence and integrity ,looking out for you and what's the best move forward .. I would recommend Matthew Warren to family and friends.... Outstanding ....
Matthew was very thorough .He explained everything in a way I could understand and gave me sound advise. I trust and recommend Warren Wealth .
More client feedback
Regular investment feedback
Matthew is very approachable and informs us how our investments are doing on a regular basis. He also talks to us so that we actually understand what is happening to our money.
Knowledgeable about the financial services market
He’s hands-on, thorough, and knowledgeable about the financial services market—no fluff, no sales pitch—just honest, impartial advice. And, on top of that, he’s got a cracking sense of humour, which makes dealing with finances a lot more enjoyable than it should be! I highly recommend Matt for anyone looking to get their financial house in order.
Communicated the level of risk for my pension
Matt gave me sound financial advice when it came to deciding where to invest my pension funds, in particular the level of risk I wanted to take
Questions
Frequently Asked Questions
What happens during the free 30-minute initial consultation?
We talk about your current financial situation, what you want to achieve and your timeframe. It costs nothing and there is no obligation: it is simply a chance to see whether we can help before you decide to go ahead.
What is the difference between independent and restricted advice?
A restricted adviser can only recommend certain products or providers. As an independent adviser, Matt considers the whole of the market, so recommendations are based on what suits you rather than on a limited panel.
How do the April 2027 pension inheritance tax changes affect my estate?
For deaths on or after 6 April 2027, most unused pension funds passed on to beneficiaries may be included in your estate for Inheritance Tax. If you were relying on your pension to pass wealth on, it is worth reviewing your plans now. Read more about pensions and retirement.
How do you charge for your services?
The first 30-minute consultation is free. If you decide to go further, Matt will explain clearly what the work involves and what it will cost before anything goes ahead, so there are no surprises.
Can Matt visit me at home in Solihull or Birmingham?
Yes. Many clients prefer to meet at home, and Matt regularly visits clients across Solihull, Birmingham, Warwickshire and the surrounding West Midlands. You are also welcome at the office at 50 Beechwood Park Road, Solihull.
Ready to Take Control of Your Financial Future?
Your first 30-minute consultation is free, with no cost and no obligation. Tell Matt where you are, where you want to be and when.
Contact
Contact Our Solihull Office
Call, email or WhatsApp Matt directly. Meetings at the office in Solihull or at your home across Solihull and Birmingham.
Speak to Matt
- 07383 823387Tap to call
- WhatsApp 07383 823387Message at a time that suits you
- matt@warrenwealth.co.ukEmail enquiries
- 50 Beechwood Park Road
Solihull, West Midlands, B91 1ESOpen in Google Maps - Wheelchair-accessible parking and restroom
Opening hours
| Monday | 9:00 AM – 5:00 PM |
|---|---|
| Tuesday | 9:00 AM – 5:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 5:00 PM |
| Friday | 9:00 AM – 5:00 PM |
| Saturday | 9:00 AM – 5:00 PM |
| Sunday | Closed |
Regulatory information
Appointed Representative of ValidPath Limited, authorised and regulated by the Financial Conduct Authority, FRN 197107. Company No. 12079500.
Complaints: ValidPath Limited, Complaints Department, The Maltings, East Tyndall Street, Cardiff, CF24 5EA. Full procedure.
Find the office
50 Beechwood Park Road, Solihull B91 1ES. Get directions